:root{--ink:#203d32;--muted:#526158;--paper:#faf9f5;--line:#d8ded5;--green:#d9e5b6;--white:#fff;--accent:#234f3d;--radius:8px;color-scheme:light}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif}a{color:inherit;text-underline-offset:3px}a:hover{text-decoration-thickness:2px}button{font:inherit}a,button,summary{-webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #8a5b13;outline-offset:5px}h1,h2,h3,p{margin-top:0}h1,h2,h3{line-height:1.13}h1,h2{font-family:Georgia,'Times New Roman',serif;font-weight:400;letter-spacing:-.045em}h1{font-size:clamp(48px,6.1vw,82px);margin-bottom:25px}h2{font-size:clamp(34px,3.4vw,46px);margin-bottom:22px}h3{font-size:23px;letter-spacing:-.025em}.wrap{width:min(1160px,calc(100% - 64px));margin-inline:auto}.skip{position:absolute;left:16px;top:-100px;background:white;padding:12px;z-index:20}.skip:focus{top:12px}.setup-note{background:#f3e7c7;color:#5a4319;font-size:13px;text-align:center;padding:7px 16px}.header{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:100px;border-bottom:1px solid var(--line)}.brand{font-weight:700;font-size:21px;letter-spacing:-.04em;text-decoration:none;display:inline-flex;gap:10px;align-items:center;overflow-wrap:anywhere}.brand-mark{background:var(--ink);color:var(--green);font:italic 31px Georgia;width:36px;height:36px;text-align:center;line-height:36px;border-radius:50%}nav{display:flex;gap:28px;flex-wrap:wrap}nav a{font-size:14px;text-decoration:none}nav a:hover{text-decoration:underline}.menu-toggle{display:none}.hero{display:grid;grid-template-columns:1.2fr 1fr;gap:80px;padding-block:75px 62px;align-items:center}.eyebrow{font-size:11px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;margin-bottom:22px}.hero h1 em{font-weight:400;color:#58753d}.intro{font-size:18px;color:var(--muted);max-width:540px;margin-bottom:28px}.button{display:inline-flex;align-items:center;justify-content:center;gap:28px;padding:15px 23px;background:var(--accent);border:1px solid var(--accent);border-radius:4px;color:white;text-decoration:none;font-weight:700;font-size:15px;line-height:1.4;min-height:48px}.button:hover{background:#183d2d}.hero-note{font-size:12px;color:var(--muted);margin:13px 0 0}.hero-panel{background:var(--green);padding:35px 32px;border-radius:var(--radius)}.hero-panel h2{font-size:34px}.hero-panel>a{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:20px 0;border-top:1px solid #acbd92;text-decoration:none}.hero-panel>a:last-child{padding-bottom:0}.hero-panel>a:hover strong{text-decoration:underline}.hero-panel strong{font-size:17px}.hero-panel small{display:block;font-size:13px;margin-top:2px}.disclosure-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:20px 0;font-size:13px;line-height:1.7;color:var(--muted)}.disclosure-strip strong{color:var(--ink)}.section{padding-block:74px}.section-heading{max-width:690px;margin-bottom:36px}.section-heading p:last-child{color:var(--muted)}.option-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.option{padding:28px 24px 22px;border:1px solid var(--line);border-radius:var(--radius);background:white;display:flex;flex-direction:column;scroll-margin-top:24px}.option:target{outline:3px solid #819951;outline-offset:4px}.number{font-size:10px;letter-spacing:.12em;font-weight:700;color:#65764a;margin-bottom:24px}.option h3{margin-bottom:16px}.option>p{font-size:15px;color:var(--muted)}dl{margin:0 0 24px;font-size:14px}dt{font-weight:700;margin:14px 0 4px}dd{margin:0;color:var(--muted)}.button:disabled{background:#e6e9e3;border-color:#d5dbd0;color:#596156;cursor:not-allowed}.risk-note{font-size:13px;color:var(--muted);margin:25px 0 0}.consider{background:#eef0e8;border-block:1px solid var(--line);padding-block:64px}.consider-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:100px}.consider-grid>div>p:last-child{color:var(--muted)}.checklist{padding-left:30px;margin:0}.checklist li{padding-left:10px;margin-bottom:25px}.checklist li:last-child{margin-bottom:0}.checklist li::marker{font:italic 23px Georgia;color:#5a713c}.checklist h3{font-size:17px;margin-bottom:9px}.checklist p{font-size:14px;color:var(--muted);margin:0}.faq{display:grid;grid-template-columns:.85fr 1.15fr;gap:100px}details{border-bottom:1px solid var(--line)}details:first-child{border-top:1px solid var(--line)}summary{cursor:pointer;padding:20px 0;font-weight:700;line-height:1.5}details p{font-size:14px;color:var(--muted);margin-bottom:20px}.footer{background:#203d32;color:#eef1e9;padding:38px 0 24px}.footer-top{display:flex;justify-content:space-between;gap:25px;padding-bottom:24px;margin-bottom:23px;border-bottom:1px solid #52695d}.footer nav{gap:12px 22px}.footer p{font-size:12px;color:#d8e1d7;max-width:980px;overflow-wrap:anywhere}.footer .copyright{font-size:11px;color:#c1cfc0;margin:22px 0 0}.legal{max-width:800px;padding-block:64px 80px;overflow-wrap:anywhere}.legal h1{font-size:clamp(38px,5vw,58px)}.legal-intro{font-size:20px;color:var(--muted)}.updated{font-size:12px;border-bottom:1px solid var(--line);padding-bottom:25px;margin-bottom:36px}.legal h2{font:700 21px/1.3 Arial,Helvetica,sans-serif;letter-spacing:-.02em;margin:32px 0 14px}.legal p{color:var(--muted)}.legal .eyebrow{color:var(--ink)}.contact-box{padding:10px 28px 20px;background:#eef0e8;border:1px solid var(--line);border-radius:var(--radius)}
@media(max-width:950px){.hero{gap:36px}.option-grid{gap:12px}.option{padding:22px 18px}.consider-grid,.faq{gap:45px}.footer-top{flex-direction:column}.header nav{gap:18px}}
@media(max-width:740px){.wrap{width:calc(100% - 36px)}.header{min-height:82px;flex-wrap:wrap;padding-block:18px;position:relative}.header nav{width:100%;padding-block:10px}.js .menu-toggle{display:block;background:transparent;border:1px solid var(--line);padding:9px 14px;border-radius:4px;color:var(--ink)}.js .header nav{display:none}.js .header nav.is-open{display:flex}.hero{grid-template-columns:1fr;padding-block:45px 35px;gap:32px}.hero-panel{padding:28px}.hero h1{font-size:60px}.intro{font-size:17px}.hero-panel h2{font-size:31px}.section{padding-block:48px}.option-grid,.consider-grid,.faq{grid-template-columns:1fr}.option{padding:26px}.option>p{max-width:560px}.consider{padding-block:45px}.consider-grid,.faq{gap:22px}.legal{padding-block:44px 56px}.footer nav a{padding-block:6px}.brand{font-size:19px}.footer-top{margin-bottom:20px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@media print{.setup-note,.menu-toggle,.hero .button{display:none}.wrap{width:100%}.hero,.option-grid,.consider-grid,.faq{display:block}.option{break-inside:avoid;margin-block:20px}.footer{background:white;color:black}.footer p{color:black}.legal{max-width:none}}